FAQ's

1)" Why do I need final expense insurance?"

You can help your family better prepare for the financial burden of a loved one passing away. There could be expenses you haven't considered.

2) "How much does a funeral cost?"

A traditional adult funeral costs an average of $9K and with inflation it will increase. The Veterans Administration will pay $300. Social Security will pay $255. There's no guarantee that your assets will be available because of end of life expenses.

3) "What other expenses could accumulate?"

There can be expenses for: headstone and engraving, casket, use of viewing/ceremony facilities, professional funeral service charge, obituary notices, cost of death certificate, embalming, flowers, opening and closing the casket, hearse, burial vault, grave plot, and legal fees.

4) "Are there any other expenses?"

You can also have expenses for: mortgage, credit card, utility bills, medical bills, loss of income due to time off of work, food, clothing, transportation, music, clergy, and other administrative costs.

5) "How could final expense insurance help my family?"

You can get up to $30K lifetime protection. Coverage is guaranteed regardless of health condition.  Your rate never increases and your coverage never decreases. Included is an accidental death benefit that pays 2x the death benefit if death occurs within 90 days of being involved in an accident. If the death occurs as a fare paying passenger on a common carrier it will provide 3x the death benefit. Also included is an accelerated death benefit that will provide 50% of the death benefit immediately if diagnosed with a terminal illness that results in a life expectancy of 12 months or less.