Just like it's never too late to start over, it's never too late to provide financial security for your loved ones. Do you know that the average funeral costs $9K? Not only that, there are many other expenses that can incur (visit the FAQ page for more information).
You love your family, as I do mine. I wouldn't want anyone to be in a position that leaves their loved ones with mountains of debt after a loved one passes on. Personally, I have seen both sides. My great aunt made sure she provided for her loved ones by providing a will and making all her surviving sisters beneficiaries. My great aunt came from a family of 13, and when she passed 8 survived her.
I also have a friend who suffered the loss of an uninsured loved one. Needless to say the stress of loss combined with financial duress put them in deep depression. I can provide you with the peace of mind that your family is well taken care of in the event of a passing. Get up to $30K lifetime, guaranteed coverage regardless of your health condition. Your rate never increases and coverage never decreases. Included is an accidental death benefit rider that pays 2x the death benefit if death occurs within 90 days of being involved in an accident. If the death occurs as a fare paying passenger on a common carrier it will provide 3x the death benefit. Also included is a terminal illness rider which will provide 50% of the death benefit immediately if diagnosed with a terminal illness that will result in a life expectancy of 12 months or less.
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